November 16, 2015
Sandlin Home Q/A: Do You Need A Home Warranty?
Sandlin Homes builds beautiful new homes; and when you buy a brand new home, the last thing you want to think about is something going wrong. With your purchase we include a builders warranty to ensure worry free living and protect you, the homeowner, should there be any defects with our work. That's with all new Sandlin Homes
Other builders offer warranties for purchase, and many lived in homes that are several years old will offer after market warranties tough a third party provider. Before you decide on which home warranty to purchase, you should know what one is and what it can do for you in the event of an unforeseen problem that requires home repairs. Having the wrong kind of warranty can be just as problematic as not having a warranty at all for new home owners.
A home warranty is something completely separate from your homeowners insurance. Home owners should never try to replace or substitute their homeowners insurance with a home warranty, because the two services work in completely different ways.
Homeowners insurance can cover things such as:
- major accidents such as fire
- damage from adverse weather
- crimes such as theft or vandalism
- water damage affecting possessions
- most things that affect the entire structure
- replacement of a malfunctioning furnace
- repairs for most types of plumbing problems
- fixes to problems with the home’s electrical system
- replacement or repair of major appliances