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Owning a new home is a goal shared by many, but achieving it often comes with significant financial considerations. At Sandlin Homes, our team understands the importance of making homeownership more accessible and affordable, which is why we’re excited to introduce our newest incentive—the 3/2/1 Rate Buydown. With this offer, you can secure a lower interest rate for the first three years in your new home, making your homeownership dream even more attainable. 

What is the 3/2/1 Rate Buydown?

The 3/2/1 Rate Buydown is a mortgage financing strategy designed to provide homeowners with an immediate reduction in their monthly mortgage payments during the initial years of homeownership. During the first three years of your mortgage, you will be able to enjoy a reduced interest rate on select Sandlin homes—this can be as low as 4.5%—and reduced monthly payments—this can be as low as $1,959. With these savings, you’ll be freeing up much more of your budget for other important expenses and savings you might have. 

The Benefits of a lower interest rate

Lowering your interest rate for the initial years of your mortgage comes with a host of advantages for homeowners:

• Predictable Payments: Unlike adjustable-rate mortgages that fluctuate with market conditions, the 3/2/1 Rate Buydown offers predictability. You’ll know exactly what your mortgage payments will be for your entire mortgage, giving you peace of mind and financial stability. Predictable monthly payments also make budgeting easier and help you plan for future expenses with confidence.
• More Home for Your Money: By taking advantage of this incentive, you can afford more than you might have originally thought for your new home. The reduced interest rate allows you to stretch your budget and choose a new Sandlin home that truly meets your needs. When you delay your home purchase, you could also continue to see property values rising, resulting in steadily increasing sales prices and less affordable monthly payments—regardless of interest rates.
• Build Equity Faster: When you pay less interest, a larger portion of your monthly payments goes toward the principal balance of your mortgage, meaning that you'll build equity in your home more quickly. Additionally, purchasing your home sooner rather than later will allow you to begin building appreciation, which can lead to greater long-term financial security and potential for profit if you decide to sell your home in the future. 
• Flexibility: One of the most significant advantages of a 3/2/1 Buydown is the flexibility it provides to homeowners—allowing you to seize opportunities to minimize your costs if mortgage rates improve during the first three years of your loan. If interest rates lower, during the refinancing process, the remaining funds from the 3/2/1 Buydown account can also be used to reduce the overall balance of your loan. 

Why choose Sandlin Homes

Sandlin Homes has been a trusted name in the homebuilding industry for over 6 decades, and our team has a reputation for crafting beautiful, high-quality homes throughout the Greater Dallas-Fort Worth area that are both stylish and functional. Our commitment to excellence extends to the financing options we offer our potential buyers, and the 3/2/1 Rate Buydown is just one example of how we strive to make homeownership as accessible and enjoyable as possible. 

Find your new home today

At Sandlin Homes, we believe that everyone should have the opportunity to own their dream home throughout the Greater Dallas-Fort Worth area, and our 3/2/1 Rate Buydown incentive is a testament to that commitment. With the chance to enjoy a lower interest rate for the first three years, you can take the next step of your homeownership journey with greater confidence and more financial flexibility. Give us a call at (800) 821-4663 or fill out our online form today to learn more about this incredible offer on select Sandlin homes.